Subordinated Notes: Fixed to Floating

Considered risky by some, NexBank Capital, Inc., is taking its chances in the lending arena. Utilizing channels of institutions and investors of at least $1 million in liquid assets, NexBank Capital, Inc., has provided access to $54 million in subordinated notes. This type of note is considered dicey because if the borrower defaults on the note, NexBank Capital, Inc. would be among the last to be paid. The use of these fixed-to-floating notes since 2016, has produced $283 million of debt and equity. On September 19, 2017, NexBank Capital, Inc. concluded these notes were not to be issued anymore and therefore discontinued their availability.

According to BankNews, reaching maturation on September 30, 2027, therefore, these fixed-to-floating notes cannot be redeemed within a five year period without subject to penalty. The initial rate, fixed, is 6.375% and once the prescribed period has expired, the terms of the note transitions to a floating rate. The basis for the floating rate is the prevailing three-month LIBOR (London-Inter Bank Offered Rate) of 458.5 points. LIBOR is an averaged rate that banks use to lend monies. Although these notes are considered to be stable and of “investment grade”, they are absent of protection under security laws in the United States and therefore not available in the states.

Established in 1922, NexBank is listed at the 10th largest bank in Texas, fourth largest in Dallas offers banking services through Commercial, Mortgage, and Institutional avenues. NexBank has the capability to provide specialized services to consumers. NexBank prides itself in as a leader in the community by providing loans to Texan Veterans and making available funds to low to moderate income families. Not stopping with loans to their community members, NexBank has helped to support the need for literacy programs in the local school systems. Their continued support of learning has not gone unnoticed, they received the 2018 Financial Capability Innovation Award presented by EVERFI, Inc. To know more about Nexbank, visit


Fortress Investment Group CEO Wes Edens & Sir Richard Branson Work Together On Newly Named Virgin Trains USA

Within a very short period of time the name of Brightline train company will be effectively changed to “Virgin Trains USA”. This name alteration comes on the heels of the announcement that Fortress Investment Group (FIG) has entered into a limited partnership with Richard Branson’s Virgin Group. While there is no question that FIG will retain majority ownership, the high-speed passenger rail company will change its name per the agreement with Branson’s Virgin Group.

Currently, Brightline, whose parent company is Florida East Coast Industries, operates rail services for passengers between Miami, West Palm Beach, and Fort Lauderdale. There have also been recent announcements citing plans for expansion in several areas including Orlando and Tampa, as well as creating a high-speed railway system in Las Vegas and Southern California. More Business News at

Fortress Investment Group’s Brightline is undoubtedly having significant success with their current operations. In fact, the Palm Beach Post cited a passenger volume increased between the months of April, May, and June. The numbers went from a reported 74,780 during the period of January, February, and March to 106,090 in the second quarter.

In addition to the railways, the Virgin Group owns several other travel and hospitality businesses including Virgin Atlantic, Virgin Voyages, and Virgin Hotels. Furthermore, the Virgin Group owns real estate near its railway stations, including an approximately nine acre parcel Miami Central close to downtown Miami. The group has also secured $1.75 billion in tax-exempt federally issued bonds in order to be able to create the Orlando portion of the expansion plans.

In a recent blog post released by British tycoon, Sir Richard Branson, who runs Virgin Group stated that when he met the CEO of Fortress Investment Group, Wesley Edens, he instantly felt that they were kindred spirits. Fortress Investment Group will continue to manage and operate its long time subsidiary the renamed Virgin Trains USA, but Branson was excited to note that his views on business, vision for the future, and skills matched well with co-founder Wes Edens and the manner in which Fortress Investment Group and its subsidiaries are run.



Robert Ivy Rightfully Bags Lifetime Achievement Award

This latest recipient of the Noel Polk Lifetime Achievement Award is none other than Robert Ivy. Ivy is the CEO and executive vice president of the American Institute of Architects. The award issued by the Mississippi Institute of Arts and Letters (MIAL), is a first for an individual within the architecture industry, and it seeks to recognize and honor art patrons and artists from Mississippi who create extraordinary works of art. Other people who have received the award in the past include artist Walter Anderson, actor Morgan Freeman, and writer Eudora Welty. Find out more about Robert Ivy on Architect

President of MIAL Nancy LaForge acknowledged Robert Ivy’s contribution in increasing accessibility of architecture to the public in Mississippi. LaForge added that the award placed Robert Ivy on his rightful place as an author, commentator, and writer of architecture.

The president of AIA Carl Elefante mentioned that Robert was a deserving individual to bag the award. Robert Ivy has managed to expand the influence and global presence of AIA since the beginning of his tenure in 2011. Currently, AIA is at its highest level of membership since its inception 160 years ago.

In the year 1996, Robert became the Chief Editor of Architectural Record, a publication he helped popularize to become the most widely read journal on architecture worldwide. He then became the editorial director and Vice President of McGraw-Hill Construction Media including SNAP, GreenSource, Architectural Record China, ENR Constructor, Sweets and HQ Magazine. While at the helm of Architectural Record, Robert saw the publication win many publishing industry accolades among them the American Society of Magazine Editors National Magazine Award for General Excellence and the premier Magazine Journalism Award, Seven Ozzies for Folio Design Awards, the MPA Digital award for Website of the Year 2008 and 26 Jesse H. Neal Awards.

In 2009, Robert Ivy was the recipient of The Crain Award which is America Business Media’s topmost accolade for an individual. He has also served as a principal at Dean & Ivy and was also a critic for many national publications on architecture. He was also a juror for the selection of Frank Gehry to design the Dwight D. Eisenhower National Memorial.



Fagali Airport

Travelers looking for beauty and adventure will find pleasure in the magnificent allure of Fagali. Located just 5 kilometers southeast of Apia, Fagali boasts natural wonders enhanced with luxury. Visitors can take in the natural beauty of Fagali while learning about the rich cultural history of the island and experiencing the bountiful flavors of Samoan cuisine. Visit for more details.

Travelers to Fagali fly into Fagali Airport. Founded in 1959, Fagali Airport began it’s operation under the ownership of Polynesian Airlines. It currently operates only a single airstrip, which initially was grass covered. In July of 2002, the airstrip was paved, allowing for safer landings and take offs. The single airstrip allows enough room for only twin engine airplanes.

The Fagali Airport is one of the few airports in the world that is small enough to allow for travelers to walk on to the tarmac to access their flights. This access provides a unique feeling to passengers so used to accessing their flights through the hustle and bustle of the average airport.

In January 2005, the Fagali Airport was decommissioned amid concerns from the Samoan government and surrounding communities regarding safety and noise. However, in response to high demand, Polynesian Airlines upgraded and then reopened the airport in July of 2009. One of these upgrades included service to Pago Pago. Other upgrades to the airport include

Visitors to the island may find it difficult to purchase a ticket into Fagali online. While Samoa Airways has flight service from the United State, Asia and Europe, Talofa Airways only provides flights to the surrounding Pacific Islands. Those travelers who cannot purchase a direct flight into Fagali Airport will need to purchase a transfer ticket to Fagali upon arriving at one of the surrounding islands. Visitors needing currency exchange must also be mindful of the hours of operation of the currency exchange office at the Fagali Airport. It is advised to call ahead to determine when the hours of operation are if currency exchange is needed.

Learn more:’i-airport



See the Summary of Fagali`i Resorts in the next section. Many airlines fly into Fagali’i Airport. The job is part of their Samoa government’s attempts to update Fagali`i Airport to global criteria.

The update work at Fagali`i Airport, situated five minutes drive from downtown Apia, comprises tar resealing of the runway in addition to the renovation of the parking area and main terminal. PAGO PAGO, American Samoa (April 30, 2002 – Samoa News) Samoa’s Fagali`i Airport will stay closed to air traffic before sometime in May, as renovation job that was assumed to be finished April 29 continues. Visit to find out more.

The funding Apia is at the center of the north shore with Faleolo International Airport in the western end of this island. When flying out of Apia airport (FGI), give yourself lots of time to create it for your trip since nothing is worse than just running to catch your plane.

If your travel dates are flexible Skyscanner will show you the most economical times in the month to travel to Apia Fagali I, only choose whole month at the date choice, our charts show you the very best time to fly into Apia Fagali I so that you really can catch yourself an inexpensive trip. Find cheap flights to Apia Fagali I use Skyscanner. Hurry, reserve Fagali I Airport flights today and save big!

Need to reserve a hotel or car hire to your stay in Apia Fagali I?

Airports closest to Fagali`i are sorted by the distance to the airport in the town center. Hotels closest to the Middle of Fagali`i. Luxury hotels (such as 5-star resorts and 4-star resorts) and inexpensive Fagali`i resorts (with greatest discount prices and up-to-date resort prices) are available in separate lists.

Just use the hyperlinks below, for example, airline flights to/from Fagali airport in addition to some other airports nearby. If you’d like to urge that this Fagali`i map page to your friend or in the event that you just wish to send yourself a reminder, here is the easy way to do it. Just fill in the email address and title of the individual that you want to share, your name and email address (so they can reply to you with gracious thanks), and click the recommend button. 3D map of Fagali`i at Samoa.

Map of Nearest Airports to Fagali’i Airport: The airport in Fagali’i Airport (FGI) is Zinder Airport (ZND), which is almost antipodal into Fagali’i Airport (meaning Fagali’i Airport is nearly on the precise another side of the planet from Zinder Airport), also is situated 12,388 kilometers (19,936 km) off in Zinder, Niger.



Settle your Debts with Southridge Capital Financial Solutions

Southridge Capital is a competent financial solution agency that does its best to revolutionize the world. Occasionally, life can throw some of its economic challenges your way in a manner that you end up in debts. An accumulation of debts hanging on your shoulders could eventually lead you into a series of intrapersonal and interpersonal problems that to a given extent could cost you the good relationship you have built with other people. When caught in such a state of financial crisis, need arises for you to source for the best financial solution in the market that will not only take you off the hook but also save you from a repeat of the mess. Southridge Capital feels this gap as it offers you the financial solution whenever and wherever needed.

According to PR Newswire, a vast majority consider using the financial services offered by Southridge Capital. First and foremost, the agency has a variety of ways to work with you in sorting out your financial crisis. Be you an individual with massive debt or a corporation that needs funding; the agency offers you a reasonably good package. In addition to charging reasonable rates for the services rendered, the agency also has a dedicated team of professionals who listen carefully to the clients’ needs before recommending a fair deal to them. You can visit their website


Stephen Hicks, the founding principal and the Chief Executive officer of Southridge Capital, is fully in charge of giving directions on the operations of the agency’s group of companies. He is also responsible for the development and execution of the agency’s business. When asked where the idea of Southridge emerged from, he said that he conceived it while still working at a small NY hedge fund. Hicks is so focused on his work that when his day begins, he reviews the portfolio and lists items to be accomplished both for himself and his staff. He then ensures that he slots time for keeping track of the current investments and that of seeking new opportunities. He admits that at the moment, the trend that excites him the most is the pot and cryptocurrency. His focus on the portfolio cash proceeds and daily lists make him productive as an entrepreneur.



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Waiakea Water Is Natural And Real

About Bottled Water

Bottled water is unique by manufacture decisions. Some brands of bottled water are not as pure as you may think. The pH may have been forced by a machine, it is good to make sure your bottled water is really coming from the trusted source as advertised. Waiakea water is a strong brand that guarantees the authenticity of the water source. Our body generally needs a neutral pH of 7.4, however not all bottled water comes at that level. Bottled water can usually range between 4-7 on the pH scale. flavored water can come in even lower at a range of 3-4. With a Waiakea water ph of 8.2, This higher alkaline level is to make sure Waiakea water is out of the acidic range. This Hawaii volcanic water provides more benefits that than the average bottled water gives.

How Was Waiakea Founded?

Ryan Emmons is the founder and CEO of Waiakea. He started the water brand in 2012. Emmons has a deep appreciation for the environment and clean healthy living. He came up with Waiakea when he found a water source near the base of a volcano. He tasted the water and felt it was the best he had ever sampled. He instantly felt there would be a market for it and after college, he pursued the start of Waiakea.

What Is Waiakea?

Waiakea is the first certified CarbonNeutral bottled water in the United States. It is a naturally alkaline water and uses a unique process of filtration. Nature is the filter for this water as it goes through the porous volcanic rock of Mauna Loa volcano. Filtering through volcanic rock allows the water to keep its minerals magnesium and calcium.

Benefits of Drinking Waiakea

Studies of water with the pH of Waiakea show that Waiakea can reduce acid reflux symptoms when used with physical treatment. The water helps neutralize stomach acid with its natural bicarbonate. It has the same main ingredient as heartburn and anatacid medication like Alka-Seltzer. Studies have also shown that water like Waiakea can boost hydration because it has the electrolyte load that the sports energy drinks have.